Category: personal finance

Passing Your Real Estate on Successfully: Avoiding Probate

When you want to leave a valuable asset behind for your beneficiaries, real estate makes an excellent gift. However, if you do not plan carefully, the property may have to go through probate court. Once it is in probate court, the court decides how to divide your estate and property. This means it may have…


5 Unicorn Founders Share Their Productivity Hacks

Article by S Shanthi From the 80/20 Rule and Getting Things Done to the Pomodoro Technique and the Rule of Three, there are many productivity techniques out there that can help us make the most of our time. While entrepreneurs stay aware of these methods, they often figure out their own techniques or hacks to stay…


Closing Prices for Crude Oil, Gold and Other Commodities (July 26)

Benchmark U.S. crude oil for September delivery fell $1.72 to $94.98 a barrel Tuesday. Brent crude for September delivery fell 75 cents to $104.40 a barrel. Wholesale gasoline for August delivery fell 3 cents to $3.36 a gallon. August heating oil rose 7 cents to $3.58 a gallon. August natural gas rose 27 cents to $8.99…


The 7 Retirement Planning Mistakes You Can’t Afford to Make

Unless you’re a financial advisor, the idea of planning for retirement probably doesn’t get you excited. However, if you want to enjoy a comfortable life down the road, you have to be intentional about this aspect of personal finance. It doesn’t seem urgent when you’re 25, 35, or even 40, but it’ll be critically important…


Health Care Debt: How to Avoid It, How to Get Rid of It

Whatever you think of the American healthcare system, one thing is clear:  Americans pay dearly for healthcare. Those who get insurance through their employers—only 54 percent of Americans employees in 2020—pay handsomely for that. The many Americans who do not get health insurance through their jobs often pay even more to be covered.  As a…


How Important Is It to Have Cash on Hand?

I’m sure that you’ve heard the adage “cash is king” at some point. But, where exactly did that phrase originate from? And, what exactly does it mean? Well, the origin isn’t crystal clear. But, falling the 1988 global stock market crash, it was used by Pehr G. Gyllenhammar, who was the Chief Executive Officer of…


Inflation-Weary Shoppers Hunting for Deals Are Turning to Cheaper Brands

More American consumers across the country are purchasing cheaper store brands at supermarkets due to rising grocery prices, adding pressure to the big food brands. The major change in spending habits began in March with the sudden spike in gas prices and the highest level of inflation in 40 years. Credit card companies report that…


Closing Prices for Crude Oil, Gold and Other Commodities (July 25)

Benchmark U.S. crude oil for September delivery rose $2 to $96.70 a barrel Monday. Brent crude for September delivery rose $1.95 to $105.15 a barrel. Wholesale gasoline for August delivery rose 16 cents to $3.38 a gallon. August heating oil rose 6 cents to $3.52 a gallon. August natural gas rose 43 cents to $8.73…


Miner Newmont Warns Inflation to Spike Costs in 2023

Newmont Corp on Monday raised its annual cost forecast and warned that inflationary pressures would persist into 2023 after its second-quarter profit missed Street estimates, sending the world’s biggest gold miner’s shares down 12 percent. Higher operating costs related to labor, energy, and supplies have forced the miner to hike its annual forecast for all-in…


Entering Into a Saturated Market? You Can Still Succeed!

Article by Tommy Wyher Offering a superior service or product at the right price can help small businesses compete with corporate juggernauts. The demand is a huge aspect of business, as a new business is not always going to be guaranteed their products/services are widely needed. Entering a saturated market will require a company to innovate to set itself apart from…