Most everyone has heard of the flooding that recently took place in Kentucky. It occurred suddenly, offering no time to pack and move out in advance. Many people lost everything. If those floods happened in your area, would flood insurance cover your losses? Floods are the costliest natural disasters in America, states FEMA (Federal Emergency Management Agency)….
Had Flood Damage? How to File a Flood Insurance Claim
August 15, 2022
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BrightEPAEstateFEMAflood insuranceinsuranceNational Flood Insurance Programpersonal financeWealth Management
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It’s ‘Guaranteed’ Americans Earning Less Than $400,000 Will Be Hounded by IRS: Rep. Scalise
August 15, 2022
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Business & Marketseconomic policieseconomyenforcementIRSpersonal financePoliticsRepublicanstaxesUSUS News
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Rep. Steve Scalise (R-La.) said that the Democrat spending bill that boosts IRS funding is “guaranteed” to squeeze more tax revenue from middle- and lower-income Americans despite Biden administration insistence that households making less than $400,000 won’t face higher taxes or audit rates. Scalise, who is the House Republican whip, made the remarks on the…
Ahead Of Tesla Share Split, Here’s How Much $1,000 Invested In Amazon, Alphabet Before Their 2022 Stock Splits Would Be Worth Today
Tesla Inc’s shares will begin trading on a split-adjusted basis on Aug. 25. Expectations are that the stock will trade up in the run-up to the split. Incidentally, two other big techs—Amazon.com Inc and Alphabet Inc recently split their shares. Does the post-split trading in these stocks have any read across for Tesla? It could be…
4 Side Hustles You Can Do With Your Family
When you’re faced with budget difficulties, other well-meaning people suggest cutting expenses. But sometimes that simply isn’t enough of a solution. The next common piece of advice you’ll likely get is to start a side hustle and earn more money. Unfortunately making that choice can really cut into family time. It may also be tough…
The Savings Game: Do You Qualify for a Medicare Savings Program?
By Elliot Raphaelson Most individuals, when they reach age 65, sign up for Medicare. For most participants, Medicare Part A (hospital insurance) is free. For other parts that are needed, such as Part B (outpatient medical insurance), Medigap (supplemental insurance), and Part D (prescription coverage), the costs can be high and, for many low-income families, difficult…
How to Focus Your Mind on Building Wealth
There’s a misconception that being wealthy means that you have so much money and assets that you can go for a leisurely “gold coin swim” like Scrooge McDuck. In reality, though, wealth, and building wealth are relative. In fact, it’s been found “that once your income exceeds $75,000 per year, your day-to-day experience doesn’t improve much as…
What Is the Biggest Expense for Retirees, and How Do You Minimize It?
When planning for retirement, you must consider all the costs you’ll be facing. Between healthcare costs, monthly bills, housing, travel and transportation, and other expenses, retirees often face a daunting financial future. But what is the biggest expense for retirees? And what difference does it make? As you’ll learn later down this post, one-third of an…
The Pro and Cons of Real Estate Investing: What You Need To Know
The outlook for the stock market and much of the economy remains uncertain. That being the case, many investors are looking for alternative spots to grow their portfolios. One of the best choices for a number of reasons is real estate. This exciting field offers benefits both obvious and less well-known that make it an…
Closing Prices for Crude Oil, Gold and Other Commodities (Aug. 12)
August 12, 2022
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Benchmark U.S. crudeBrightBusiness & MarketsgoldGold and CommoditiesinvestingMarketspersonal financeUncategorized
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Benchmark U.S. crude oil for September delivery fell $2.25 to $92.09 a barrel Friday. Brent crude for October delivery fell $1.45 to $98.15 a barrel. Wholesale gasoline for September delivery fell 2 cents to $3.05 a gallon. September heating oil rose 4 cents to $3.52 a gallon. September natural gas fell 10 cents to $8.77…
Financial Infidelity: Do You Keep Money Secrets From Your Spouse?
Financial infidelity means keeping a money secret from your spouse. With a divorce rate today of about 50 percent, any form of infidelity could easily lead to a relationship breakdown. And while a little white lie about money may seem like no big deal, but financial infidelity is as serious as any relationship secret. Let’s take…
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