Category: personal finance

Half of US Companies Looking to Slash Jobs: PwC Survey

As signs mount of an economic slowdown in America, half of U.S. companies are planning to cut jobs, even as business leaders fret about difficulties hiring and retaining talent, according to PricewaterhouseCoopers (PwC). While PwC’s most recent Pulse Survey shows business leaders saying that acquiring and retaining talent remains a serious risk, they’re also streamlining headcount….


Vast Majority of Americans Say Economy Isn’t Good Under Biden

Nearly three out of four Americans say the economy isn’t doing well on President Joe Biden’s watch, according to a recent Economist/YouGov poll, while a separate survey showed that a record share of Americans believe the country’s best years are behind us. The Economist/YouGov poll (pdf) shows that just 22 percent of Americans think the…


10 Tips For Choosing a Life Insurance Beneficiary

Choosing your beneficiaries, who are the people or entities who receive the benefits when you die, is arguably the most important part of owning life insurance. However, picking this recipient may not be as easy as you imagine. After all, state laws and policy rules can limit your options. Additionally, changing or correcting your beneficiary…


Kids and Money: Yours, Mine, and Ours

By Steve Rosen From Tribune Content Agency The time for newly married couples to discover each other’s credit score should not happen when applying for a car loan or filling out mortgage paperwork while house hunting for the first time. Yet, all too often those money talks either keep getting kicked down the road or…


Investing: How Many Stocks Should You Own?

By James K. Glassman From Kiplinger’s Personal Finance The U.S. market as a whole has produced average annual returns of about 10 percent over the past century, but it doesn’t go up 10 percent every year. In roughly one out of four years, it declines—sometimes a lot. History shows that markets bounce back. But enduring…


5 Business Lessons Entrepreneurs Know That Regular People Don’t

I spend most of my days on the computer, and when I’m not busy writing, I’m working on various entrepreneurial endeavors or interviewing and meeting with other business owners and entrepreneurs around my community and around the world for my podcast. I’ve realized in my time since leaving corporate America that entrepreneurs and small business owners…


Tips to Take the Sting out of 50% Higher Car Rental Prices

When making your travel budget, don’t assume that lodging and airfare will be your biggest expense. Now, more than ever, rental cars are shaping up to be one of the biggest—and stubbornly high—aspects of people’s vacation budgets. While airfare and lodging prices are certainly near all-time highs, rental cars are among the biggest price increases…


The Difference Between Term Life and Permanent Life Insurance

As you recall, there are two primary types of life insurance; term and permanent also called whole, life. Not only are they the most popular options, but they also happen to be the oldest forms of life insurance. Of course, insurance companies have made shopping for a policy just as confusing as the movie Inception as you dig deeper…


Liz Weston: Just Starting Out? Learn From Our Mistakes

Those of us who write and talk about money for a living tend to have our financial acts together. But that wasn’t always the case. I invited some personal finance experts to share what they wish they could have told their younger selves about money. Invest Early, Even if It’s Scary If the stock market…


Feed the Need for Financial Literacy

The demand for financial literacy education among high school students has increased in recent years. With ease of access to bank accounts and credit cards and fear of abuse, mishandling, or scamming, financial literacy has become a need for teenagers turning into adults. Only eight states have state-wide requirements for passing a personal finance course….