Category: personal finance

How Major US Stock Indexes Fared Monday Aug. 29, 2022

Stocks closed lower on Wall Street, adding to their recent losses as traders realized how determined the Federal Reserve is to keep interest rates high to fight inflation. The S&P 500 gave back almost 1 percent Monday. Technology companies were the biggest drag on the index. The Nasdaq and the Dow Jones Industrial Average also…


Closing Prices for Crude Oil, Gold and Other Commodities (Aug. 29)

Benchmark U.S. crude oil for October delivery rose $3.95 to $97.01 a barrel Monday. Brent crude for October delivery rose $4.10 to $105.09 a barrel. Wholesale gasoline for September delivery rose 3 cents to $2.88 a gallon. September heating oil fell 10 cents to $3.91 a gallon. September natural gas rose 5 cents to $9.35…




Does Your Income Level Put You in the Middle Class?

A question almost everyone will ask at some point in their life is what class is their income level. While few people like to think that they are living below the poverty line, not many are going to be able to become what is considered upper class. Most people, it seems, like to know that…


Biden Faces Criticism From Democrats and Republicans Over Student Loan Relief Plan

One more Democratic lawmaker has voiced concerns about President Joe Biden’s plan to forgive student debt, while Republicans in Congress continue to speak out against the decision. Rep. Tim Ryan (D-Ohio), who is facing Republican nominee J.D. Vance in the Ohio Senate race in November, told CNN on Aug. 28 that Biden’s decision sent “the…


Why One Teacher Changed Careers and Gave up Loan Forgiveness

During my first class of the day, I asked a question to my students, or rather to their avatars on the screen of our online classroom. I waited for an answer but received silence. As none of my students turned on their cameras, I couldn’t know why I didn’t get a response, but some were…


15 of the Most Common Money Wasters

Despite most people’s efforts to avoid debt and exceed their budget, it can be easy to overspend. Many common money wasters, however, lurk in the shadows, waiting to steal your money. So, let’s bring these money wasters into the light so that you banish them for good. Don’t be discouraged if you check every box on…


What Is ‘Calendar Bankruptcy’?

Meetings help bring people together and ensure everyone is on the same page. But having too many meetings can cause more problems than they are meant to prevent. Meeting overload can drain people’s energy and destroy morale. The point of meetings is to help people complete their work, but sometimes they actually hinder people from…


Millennial: How to Prepare Your Finances for a Breakup

Breaking up sucks—even if it’s necessary and you’re better off without them. Emotions loom large and life changes. Your to-do list fills up with loaded logistics, like figuring out who gets the cat or how the heck you’ll afford to live alone. We don’t know what to tell you about the cat, but we can…