Though it’s becoming increasingly common for people to retire later in life, some retirees find that they need or want to return to work. In addition, the pandemic has forced many people to retire sooner than they planned, and many find their Social Security benefits and pension aren’t enough to cover their living expenses. But it’s not just…
Average Credit Card Debt Soars by 13 Percent, Largest Increase Since 1999
September 2, 2022
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The average credit card debt held by households in the United States surged by 13 percent in the second quarter, the largest increase in such debt since 1999, according to an Aug. 30 report from the Federal Reserve Bank of New York. More consumers are increasingly relying on credit amid sky-high inflation in order to pay…
Just 1 Percent of American Voters Describe Biden’s Economy as ‘Excellent’ Ahead of Midterms
September 2, 2022
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Business & Marketseconomic policieseconomyinflationJoe Bidenpersonal financePoliticsrecessionUSUS News
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A new poll shows that just 1 percent of registered U.S. voters say the economy under President Joe Biden is “excellent,” a figure that dropped to zero when the survey took into account the opinion of all adult Americans. The findings of the Aug. 31 Quinnipiac poll (pdf) also showed a majority of American adults…
The SEC versus Ripple Labs—XRP’s Fight Against Administrative Overreach
September 2, 2022
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It’s been nearly 20 months since the Securities and Exchange Commission (SEC) sued Ripple Labs for selling XRP as unregistered securities. John Deaton, who represents Ripple in the SEC vs. Ripple Labs court case battle, believes there’s major evidence of overreach by the SEC. In December 2020, the Ripple case was launched by Jay Clayton,…
‘Get Thee Behind Me, ESG’: Biblical Investors Disavow ESG
September 2, 2022
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biblicalBusiness & MarketsCompanieseconomic policieseconomyenergyESGinspireInvestmentMarketspersonal financePoliticsRepublicansshareholder capitalismSocial IssuesstocksUSUS News
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The embattled environmental, social, and governance (ESG) movement has another new foe: Inspire Investing, a Christian financial firm that renounced the term in an Aug. 18 blog post from CEO Robert Netzly. “The hard left wants to say that ESG can only mean their view, in typical cultural Marxist fashion,” Netzly told The Epoch Times…
Bank of America to Give Away Zero-Down-Payment Mortgages for Minority Homebuyers
September 2, 2022
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Bank of America (BoA) announced a new trial program that will offer first-time minority homebuyers mortgages that will not require down payments, closing cost mortgages, or minimum credit score checks, it said in a statement on Aug. 30. Minority activist groups have called these long-standing criterions obstacles to minority homeownership. The bank has yet to disclose…
Want to Be Ready for Retirement? Do These 5 Things Now
Are you ready for retirement? When was the last time you thought about retirement? For most of us, it’s probably an afterthought. I mean, what else should you be doing except for those automatic contributions you’ve been making to your 401 (k) or Roth IRA? Well, definitely keep doing that—but you also need to consider everything from…
How Major US Stock Indexes Fared Thursday Sept. 1, 2022
A late burst of buying erased some of the stock market’s losses Thursday, leaving indexes mixed on Wall Street at the closing bell. The S&P 500 index of large companies managed to eke out a tiny gain, all of it coming in the last 10 minutes of trading. That ended a four-day losing streak for…
Closing Prices for Crude Oil, Gold and Other Commodities (Sept. 1)
September 1, 2022
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Benchmark U.S. crude oil for October delivery fell $2.94 to $86.61 a barrel Thursday. Brent crude for November delivery fell $3.28 to $92.36 a barrel. Wholesale gasoline for October delivery fell 4 cents to $2.39 a gallon. September heating oil fell 11 cents to $3.56 a gallon. October natural gas rose 13 cents to $9.26…
How Can I Build Credit?
Financial success is largely determined by your credit score. After all, having good or excellent credit will lower your interest rates, access perks like rewards, and gives you more negotiating power. And, it can also give you more opportunities to build your credit. What if you have poor credit? Well, for the 16 percent of Americans with a…
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