Category: personal finance

7 Popular Thematic ETFs: Here’s How to Invest in Some of the Hottest Trends

By James Royal From Bankrate Thematic exchange-traded funds, or ETFs, allow you to invest in a number of the hottest trends and industries—from blockchain to cloud computing, and clean energy to cybersecurity. Thematic ETFs are an easy way to play a trend rather than trying to pick a winner, allowing you to ride the wave that’s carrying the whole sector. Here…


How COVID-19 has Impacted Retirement

I’ll be the first to admit it. I’m exhausted by COVID-19—just as I’m sure that you are. But, that doesn’t mean you should completely ignore it. If you do, you may not only be putting your physical health in jeopardy but also your financial future. The pandemic has caused job loss or a reduction in hours. In…


Quiet Quitting Stifles Business

Some call it “quiet quitting,” and some call it “ghost quitting.” But this phenomenon is decreasing productivity, whatever the vernacular in your area. And most managers or business owners may not even realize their employees are doing this. Managers have been focused on the “Great Resignation.” Losing employees hurts productivity. But there’s another kind of…


Best Time of the Year to Retire for Tax Purposes

By Brian Baker From Bankrate Retirement is a goal nearly everyone hopes to reach someday. People spend decades working, saving, and investing to meet their retirement goals, and achieving those goals is a real accomplishment. But how do you know when’s the best time of the year to retire? The time of year you choose to retire…



Nine Items You Don’t Want in a Final Will

Most people either have or are considering writing a last will. It’s a legal way to spell out the distribution of your assets. It’s also a vehicle to tell survivors what wishes you have for your minor children’s care. Knowing what to put in your final will is essential. But if you genuinely want your…


Millennial Money: Don’t Let Money ‘Rules’ Get You Down

Put 20 percent down when buying a home. Don’t spend more than 30 percent of your income on housing costs. Keep child care expenses below 10 percent of your annual household income. These money rules of thumb can be useful guardrails, helping you allocate spending and determine what’s affordable. They can also be incredibly defeating…


The Counterintuitive Secret to a Wildly Successful Career From Peter Thiel and Elon Musk

By Jessica Stillman From Inc Whether you’re running a company or just starting out, what steps should you take to increase the likelihood of your huge business dreams becoming reality? There’s no shortage of advice out there, but probably your best bet is observing what worked for those who achieved what you’re hoping to achieve. And…


How Major US Stock Indexes Fared Friday Sept. 2, 2022

Stocks gave up an early rally and ended lower on Wall Street, marking their third losing week in a row. Indexes had opened higher following a report on the job market that showed a moderate slowdown in hiring. That stoked cautious optimism that the Federal Reserve may not need to be as aggressive with high…


Closing Prices for Crude Oil, Gold and Other Commodities (Sept. 2)

Benchmark U.S. crude oil for October delivery rose 26 cents to $86.87 a barrel Friday. Brent crude for November delivery rose 66 cents to $93.02 a barrel. Wholesale gasoline for October delivery rose 8 cents to $2.46 a gallon. September heating oil rose 2 cents to $3.58 a gallon. October natural gas fell 48 cents…