Category: personal finance

Americans’ Pessimism About Business Sector Hits Levels Not Seen Since 2008

American pessimism about the U.S. business sector has hit its worst level since 2008, amid historically high inflation, according to a Gallup poll released on Sept. 9. The new poll found that only 36 percent of Americans have a positive view of the business sector, down from 45 percent before the onset of the pandemic. Gallup had…


How to Negotiate Anything and Win

What I know about the art and science of negotiating I learned as a matter of survival. Driven to save myself and my family from financial ruin, I jumped into the deep end of the real estate industry. I passed the state test to become licensed, but I knew nothing about negotiating. I was driven…


Will Your Kids Inherit a Tax Bomb From You?

You can have good intentions with your estate to pass it on to your heirs. You are sure that they will enjoy the benefits of it and have informed them of it. It is possible, though, that if you have not prepared to get around inheritance taxes, they may not receive nearly as much as…


Americans’ Household Wealth Falls by Record $6.1 Trillion

The net worth of American households dropped by $6.1 trillion in the second quarter of 2022, triggered by a decline in the stock market, according to a latest report by the Federal Reserve. Total net worth of households and nonprofit organizations at the end of the second quarter was at $143.8 trillion, according to the…


7 Actionable Ways to Turn Stress into Success

Stress is obviously something we’re all trying to avoid, but just because it’s something we try to prevent doesn’t mean it can’t be used to our advantage. Unfortunately, there’s no way of getting around it, so we might as well make the most of it. If we let stress take over our lives, we won’t…


Kids and Money: Scammers Gear up for Student Loan Cancellations

By Steve Rosen Like it or not, millions of federal student loan borrowers now have a life-changing opportunity to escape the burden of heavy debt, thanks to President Joe Biden’s debt cancelation plan. But for scammers, crooks, and other near-do-wells, the debt relief plan presents opportunities of a different kind. The same with the federal student…


A Manager’s Guide to Successfully Managing a Hybrid or Fully Remote Workforce

When the “future of work” comes up, one of the first conversations is usually about hybrid or remote work. But, according to PwC’s U.S. Remote Work Survey, the “new normal” includes work-from-home opportunities. You can successfully manage a hybrid or fully remote workforce. While some managers and employees are entirely content to abandon the office space,…


Now That You Make Good Money, What Are Your Options?

As they grow older and advance in their careers, many professionals start to find that they have more money in their pockets. If you’re in your 30s or 40s, this might sound like you. Those long nights and sacrifices you’ve made to move up the corporate ladder have finally paid off. For the first time…


How to Improve Internal Team Communication

The quality and consistency of your internal team communications have the power to change your business for the better or the worse. With more fluid, clearer forms of interaction, your team members will collaborate more effectively and improve overall productivity. With lapses in timing, phrasing, and clarity, your entire operation could collapse. So what steps can you…


Impact of Higher Rates on Couples With Merged Finances

By Erica Sandberg From Bankrate.com Financial matters can be complicated to manage when you’re a couple. If you don’t come together to make decisions about how to handle your combined affairs, conflict can arise. With inflation and interest rates increasing, it’s even more important to make swift and positive choices. And if you’re like many consumers…