These days, almost anyone can start a home business. The opportunities are there, and many of them do not cost a bundle to get started. The IRS is even favorable to home-business owners—and the self-employed—enabling you access to a wide range of tax deductions. Many tax deductions for a home-based business are available. The IRS…
Kids and Money: Steps on How to Avoid Student Loan Debt
By Steve Rosen My position on President Joe Biden’s plan to wipe the slate clean for borrowers on billions of dollars in federal student loan debt: I don’t like it. I understand why there are many arguments in support of the White House plan. But, like many readers, I feel it’s a slap in the…
Credit Card Debt Jumped by Record $67.1 Billion in Second Quarter Amid Soaring Inflation
September 13, 2022
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Business & Marketscredit card debteconomyFederal Reserveinflationinterest ratespersonal financeUSUS News
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U.S. consumers added a total of $67.1 billion in credit card debt during the second quarter of a financial year in 2022 amid soaring inflation, according to a new WalletHub study. The quarterly credit card debt study is based on an analysis of the latest data on consumers’ finances from TransUnion as well as the Federal Reserve and…
Famed Investor Jeremy Grantham Warns S&P 500 Could Drop Another 26 Percent by 2023
September 12, 2022
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Business & MarketseconomyinflationInvestmentinvestmentsjeremy granthamMarketspersonal financerecessionUS
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Veteran investor co-founder of Boston asset manager GMO, Jeremy Grantham, predicted that the S&P 500 could plummet by another 26 percent by 2023, while speaking at the Reuters Global Markets Forum on Sept. 8. His comments following months of turbulence on Wall Street this year amid a series of challenges and signs that the United States…
Crypto Investments Are Extremely Risky: Australian Stock Exchange Regulator Warns
September 12, 2022
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AustraliaBusiness & Marketscrypto assetscryptocurrencyInternationalInvestmentMarketspersonal financeUSWorld
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The Australian Securities and Investments Commission (ASIC) has called on the Australian people to take precautions and equip themselves with knowledge of the risks associated with crypto asset investments. Speaking at a Governance Institute conference on Sept. 12, ASIC commissioner Sean Hughes said the stock exchange regulator wanted new investors to be aware that investing…
Closing Prices for Crude Oil, Gold and Other Commodities (Sept. 12)
September 12, 2022
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Benchmark U.S. crude oil for October delivery rose 99 cents to $87.78 a barrel Monday. Brent crude for November delivery rose $1.16 to $94 a barrel. Wholesale gasoline for October delivery rose 1 cent to $2.44 a gallon. October heating oil rose 2 cents to $3.60 a gallon. October natural gas rose 25 cents to…
How Major US Stock Indexes Fared Monday Sept. 12, 2022
Stocks rose again on Wall Street ahead of a high-stakes report that will hopefully show inflation hammered the economy less hard last month. The S&P 500 climbed 1.1 percent Monday, while gains for tech companies pushed the Nasdaq up a bit more. Traders are making their final moves before a report on Tuesday that’s expected…
Gen Z Workers Are Different; How to Include Them in Recognition Programs
With growing influence, Gen Z workers are becoming a more significant part of the workforce. However, they differ from Millennials, Generation X, and Body Boomers. They’re unique and come with their own set of diverse values. Organizations can design recognition programs, especially for Gen Z employees. Leaders should appeal to their youngest workers because they…
What Are Annuity Riders or Provisions, and How Do They Work?
Annuities can be complex instruments. They can come in all shapes and forms, from immediate to deferred, from fixed to variable, from single life to joint life and everything in between. However, no matter how complex and seemingly custom-tailored, no annuity is ever perfect. That said, you can make them as good as you want by adding…
At NatCon, a Populist–Libertarian Clash on ESG Investment
September 12, 2022
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Business & MarketsChinaCompaniesDonald Trumpeconomic policieseconomyenergyESGInvestmentlibertarianMarketsMedia & Big Techpersonal financePolicies & ImpactsPoliticspopulistRepublicansshareholdersstocksUSUS News
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It’s no surprise that the environmental, social, and governance (ESG) investment movement was a topic at the third National Conservatism Conference in greater Miami. Experts on a Sept. 11 ESG panel wondered aloud whether the letters actually stand for “evil, stupidity, and grift.” “It’s probably all three, by the way,” said Justin Danhof of Strive…
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