Category: personal finance

Protect What You’ve Earned: 7 Ways to Safeguard Your Financial Investments

Society has come under a unique amount of stress in recent years. So have plenty of financial investments. A pandemic created economic disruption around the globe. The “Great Resignation” put pressure on businesses—pressure that those companies have passed along to consumers in different ways. Ongoing inflation continues to aggravate income and increase expenses. War in…


Financial Planners and Other Mysteries of Life

I am noticing a growing trend in my mailbox — readers in search of financial planners or advisors. Or assistants. The problem is that when taking in the message’s context it’s pretty clear that not everyone means the same thing when they refer to a financial “planner-advisor-assistant-helper.” One reader wanted to know where to find…


US Job Openings Rise in September as Fed Plans Another Large Rate Hike

Job openings in the United States continued to expand last month, despite efforts by the Federal Reserve to slow the economy down and lower record high inflation with massive interest rate hikes. There were 10.7 million job openings at the end of September, a rise from August’s reading of 10.1 million, according to the Department…


Closing Prices for Crude Oil, Gold and Other Commodities (Nov. 1)

Benchmark U.S. crude oil for December delivery rose $1.84 to $88.37 a barrel Monday. Brent crude for January delivery rose $1.84 to $94.65 a barrel. Wholesale gasoline for December delivery rose 6 cents to $2.59 a gallon. December heating oil fell 5 cents to $3.62 a gallon. December natural gas fell 65 cents to $5.71…


Be Your Own Bank

Multimillionaires and their families are set up to be their own bank. They use their assets to loan and receive interest. They also use their assets to invest. What if you could do the same? Having the wherewithal to Be Your Own Bank would save you money and help grow your wealth. But not everyone…


Family Finances: Financial Perks for Service Members

By Sandra Block From Kiplinger’s Personal Finance Mike Hunsberger, former member of the U.S. Air Force and founder of Next Mission Financial Planning, in St. Charles, Missouri, breaks it down. Question: Faced with a tough labor market, military recruiters are offering potential recruits bonuses and incentives. What should a young person consider before joining the…


Closing Prices for Crude Oil, Gold and Other Commodities (Oct. 31)

Benchmark U.S. crude oil for December delivery fell $1.37 to $86.53 a barrel Monday. Brent crude for December delivery fell 94 cents to $94.83 a barrel. Wholesale gasoline for November delivery fell 10 cents to $2.81 a gallon. November heating oil fell 36 cents to $4.19 a gallon. December natural gas rose 68 cents to…


12 Things Your Kids Actually Might Want to Inherit

One of the things you need to prepare for when you’ve reached your retirement age is your will. It is a document that lists all your properties and assets and how you want them to be distributed when you’re no longer here. While it might seem too soon to think about this uncomfortable topic, it’s…


The Ultimate Risk-Free, High-Yield, Guaranteed Investment

From time to time, this kind of question pops up in my inbox: How can I get started investing in stocks and mutual funds that are risk-free and have guaranteed high rates of return? Of course, that makes me laugh, not only because there is no such thing as a risk-free investment — let alone…


Investing: New Single-Stock ETFs Come With Plenty of Risk

By Anne Kates Smith From Kiplinger’s Personal Finance The exchange-traded fund industry is nothing if not innovative. And if you’ve got a strong appetite for risk and a very short outlook, a host of new Exchange-Traded Funds (ETFs) will allow you to make outsize bets, up or down, on some of the market’s most meme-worthy stocks….