Category: personal finance

7 Leadership Styles

Although possibly not born leaders, most people have had to assume a leadership role at one time or another. Some leadership roles are work-related, and some are social. Taking a leadership role in a family is often the most prevalent. Leadership is motivating people toward a common goal. Understanding your strengths and weaknesses as a…


Americans Already Struggling to Pay Bills Amid Inflation Brace for a Surge in Winter Heating Costs

With the winter season only a few weeks away, Americans are facing the prospect of having to pay high heating costs in order to stay warm, something which many believe will add pressure on people who are already struggling with elevated inflation rates. According to Mark Wolfe from the nonprofit National Energy Assistance Directors Association…


11 Ways to Prevent Debt From Ruining Your Retirement Goals

Retirement, the “golden years” in the ideal world, is when all Americans want to kick back in their own home, count dollars from their passive income, and get back to their hobbies. But, this dream for many remains a hyperbole due to a lack of financial planning, adequate investment, and debt. A Congressional Research Service report…


Closing Prices for Crude Oil, Gold and Other Commodities (Nov. 7)

Benchmark U.S. crude oil for December delivery fell 82 cents to $91.79 a barrel Monday. Brent crude for January delivery fell 65 cents to $97.92 a barrel. Wholesale gasoline for December delivery fell 8 cents to $2.65 a gallon. December heating oil fell 13 cents to $3.78 a gallon. December natural gas rose 54 cents…



Don’t Make It Easy for Scam Artists to Steal Your Personal Information

By Steve Rosen From Tribune Content Agency One thing I learned years ago was to never share my Social Security number and date of birth with anyone on the internet or my cell phone, especially strangers. That was hammered home for me recently when a Kids & Money reader sought help from me regarding the…


Seniors Feel Cheated as Inflation Dims Their Golden Years

For close to 47 million Americans, it was the best of times, and it was the worst of times. Indeed, the current cost-of-living crisis devastating millions of seniors nationwide has forced many to look back at the choices they made throughout their prime working years. Did they save and invest enough? Did they clock in…


Why Booking Travel on Your Phone Is a Bad Idea

Since the first iPhone launched 15 years ago, consumer shopping habits have slowly but relentlessly shifted toward mobile devices. According to a survey of 3,250 U.S. consumers from Pymnts.com, a website dedicated to analyzing the role of payments in new tech, the majority of travel service purchases (51.4 percent) were made on a mobile device…


When Will You Retire?

By Elliot Raphaelson From Tribune Content Agency In a recent edition of Financial Planning magazine, there was an interesting column written by Nathan Place that discussed some of the reasons that Americans are retiring later. I’ll discuss some of these factors below. One of the primary reasons people are putting off retirement is changes to…


Americans Abandon Housing Hopes Amid Crushing Costs

The U.S. real estate market has begun to cool after two years of torrid growth, but soaring mortgage rates, punishing rents, and a shortage of available homes continue to thwart Americans on the hunt for affordable housing. The latest bad news for would-be homebuyers came on Wednesday, when the Federal Reserve approved another major hike…