Every year, the IRS announces new limits on the estate tax exemption for the upcoming year. It is the amount of money people can give away without having to pay a federal estate tax. The number is primarily for rich people who have large amounts of money. The federal estate tax exemption has been raised…
The Busiest Days to Fly During the Winter Holidays
Most weeks of the year, Fridays are the busiest days to fly, and Tuesdays are the least busy. But during the holidays, that trend doesn’t necessarily hold true. In most years, the Sunday after Thanksgiving is actually the busiest travel day for U.S. airports, according to the Transportation Security Administration, which tracks the numbers of…
How to Stand Out to Small Business Investors
Has your dream always been to own a business? Perhaps you have an invention you can’t wait to get into the hands of the masses. Whatever the reason, if you’re seeking small-business investors, you’re competing against thousands of others trying to secure financing. How can you stand out from the crowd and show you have…
A Financial Lifeline for Women
By Janet Bodnar From Kiplinger’s Personal Finance We talked to Stacy Francis, CEO of Francis Financial and founder of Savvy Ladies (www.savvyladies.org), which educates women on how to take control of their finances, about money issues affecting women. Savvy Ladies also offers a financial helpline that matches women who have money-related questions with an adviser…
What Makes a Black Friday Deal Worth It?
Black Friday sales are everywhere. Judging by retailers’ advertisements stuffed with language like “must-have deals” and “can’t-miss epic finds,” you’d be led to believe that every deal is too good to pass up. But what actually makes a Black Friday deal worth pursuing? An item’s reduced price, availability and affordability are key elements. Here’s what…
Open Enrollment Medicare Scammers
This period is the thick of Medicare enrollment. It runs from October 15 to December 7. You may have many questions, and you may be researching your options. But beware, there are scammers out there who might take advantage. Every year, thousands of seniors are the victims of Medicare scams. In 2021, imposters conned seniors…
Closing Prices for Crude Oil, Gold and Other Commodities (Nov. 18)
November 18, 2022
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Benchmark U.S. crude oil for December delivery fell $1.56 to $80.08 a barrel Friday. Brent crude for January delivery fell $2.16 to $87.62 a barrel. Wholesale gasoline for December delivery fell 3 cents to $2.42 a gallon. December heating oil was unchanged at $3.52 a gallon. December natural gas fell 7 cents to $6.30 per…
Annuity Options for Retirement Savings—No Fuss, No Jargon, No Gimmicks
As of November 2021, only 15 percent of private industry workers had access to a defined benefit pension from their employer. Why is that disheartening? A pension guarantees a steady income once you retire. Meanwhile, more options are being offered to workers to save for retirement. As of 2021, 81 percent of private-sector employees had…
FTX Collapse Illustrates Dark Side of Technology Revolutions
When I wrote last week about the collapse of crypto exchange FTX and the fall from grace of its founder and CEO, Sam Bankman-Fried (“Falling Meteorite FTX Scorches Crypto Landscape”), it was already apparent that this multibillion-dollar swindle would go down as one of the largest financial frauds in history. With its most recent valuation…
All About the Standard Deduction in 2023
Most taxpayers know that deductions allow you to take out certain expenses from taxable income. This lowers the tax burden. There are two types of deductions: standard deductions and itemized deductions. You can only choose one and cannot itemize deductions and use the standard deduction in the same tax year. The standard deduction is about…
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