Back in 2016, Jamie Clark of Seattle was a software engineer who planned to take a year off of work to finish a master’s degree in computational linguistics. One year turned into three and a career change into financial planning. Nowadays, Clark, who uses they/them pronouns, believes the experience makes them a better advisor—particularly since…
Family Finances: More Workers Are Going out on Their Own
By Emma Patch From Kiplinger’s Personal Finance Lakshmi Balachandra, a professor of entrepreneurship and a fellow in the National Science Foundation’s Technology Innovation and Partnerships Directorate program, discusses the recent rush of newly minted entrepreneurs. Question: The pandemic unleashed a flurry of new entrepreneurs. If the economy goes into a recession, do you think that…
Tax Refunds For Millions of Americans May Be Smaller This Year, Says IRS
November 25, 2022
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America Rescue PlanBusiness & MarketseconomyIRS - U.S. Internal Revenue Servicepersonal financetax filingtax refundsUSUS News
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Americans will be unpleasantly surprised to find their tax refunds smaller than expected for 2022, with the IRS announcing reduced refunds for the coming year as well, in a blow to many who rely on the refunds as a supplement to their savings. “Refunds may be smaller in 2023. Taxpayers will not receive an additional…
11 Ways Your eCommerce Company Can Fight Back Against Inflation
When it comes to protecting your eCommerce company from rising inflation, you have a few options. Try some of these techniques to beat back rising consumer prices and stay ahead of your competition. Consumer inflation may be hovering at 9.1 percent, which is its biggest hike in more than 40 years. That doesn’t mean that…
Closing Prices for Crude Oil, Gold and Other Commodities (Nov. 25)
Benchmark U.S. crude oil for January delivery fell $1.66 to $76.28 a barrel Friday. Brent crude for January delivery fell $1.71 to $83.63 a barrel. Wholesale gasoline for December delivery fell 14 cents to $2.33 a gallon. December heating oil fell 12 cents to $3.24 a gallon. December natural gas fell 29 cents to $7.02…
Americans Worried About the Economy Plan to Spend Less on Christmas Gifts: Survey
November 25, 2022
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Business & Marketsconsumer sentimenteconomic recessioneconomyhigh inflationHoliday Shoppingpersonal financepersonal savings raterecessionuniversity of michigan surveyUS
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U.S. citizens, worried about the state of the economy, are now planning to spend less on buying holiday gifts and cut down on shopping this holiday season. According to a survey by the University of Michigan, consumer sentiment declined 15.7 percent year-on-year to 56.8 in November. On a monthly basis, it fell by 5.2 percent….
An Alternative to Buying a Car? Sharing One
By Katherine Reynolds Lewis From Kiplinger’s Personal Finance Buying a new or even used vehicle these days is expensive, but there’s a less expensive option: car sharing. Companies like Turo, Getaround and Zipcar are a twist on traditional rental car companies. These services let you find a car near your home, unlock it with an…
Millennial Money: How Stay-at-Home Spouses Can Build Credit
Spouses share a lot, but no matter your relationship status, your credit score belongs to you and you alone. Even if you’re 100 percent supported financially by your spouse or partner, establishing and building your own credit score is essential. It can benefit you both as you navigate financial decisions together. But should you divorce…
Going Out on Your Own? 4 Ways Finances Differ for the Self-Employed
There’s nothing like the fantasy of saying goodbye to your office job and hello to being your own boss. But if you’ve got entrepreneurship on your mind, it’s important to understand the whole picture of what it means to be self-employed, especially with regard to finances. Beyond the nearly limitless income potential comes complexities that,…
How Share Buybacks Benefit Investors
By Kiplinger Staff From Kiplinger’s Personal Finance Question: What are share buybacks? And as an investor, should I be glad about share buybacks or not? Answer: Companies have at their disposal two main options when they want to return cash to shareholders. Dividends tend to be preferred by income investors. A dividend is a cash…
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