U.S. mortgage applications tumbled as potential buyers across the country ignored falling borrowing rates and stayed on the sideline due to still-high home prices. Applications for mortgage loans decreased 0.8 percent from a week earlier, according to data from the Mortgage Bankers Association (MBA) for the week ended Nov. 25, 2022, with an adjustment for the…
Mortgage Demand Drops as Potential Buyers Ignore Falling Rates and Stay on Sidelines
November 30, 2022
admin
30-year mortgageBusiness & Marketseconomic policieseconomyinflationInvestmentMarketspersonal financereal estaterefinanceUSUS Real Estate
0 Comment
Retirement: A Lump-Sum Payout Might Make Sense
By Sandra Block From Kiplinger’s Personal Finance Many employers that provide defined-benefit pensions offer employees the ability to take their pension as a lump sum instead of an annuity. Employers like this option because it gets the pension liability off their books, and some retirees prefer the flexibility a lump sum provides. If you’re considering…
How to Maximize Your Tax Exemptions
Since tax time is rapidly approaching, you are probably thinking about how to reduce taxable income. Although you may have been thinking about it all year, there may still be time to lower your taxes even more before the year’s end. One of the best ways is to take advantage of tax exemptions and credits….
Consumer Confidence Drops to Four-Month Low, Future Outlook ‘Gloomy,’ Recession Risk ‘Elevated’: Conference Board
November 30, 2022
admin
Business & Marketsconsumer confidence indexeconomic policieseconomyinflationMarketspersonal financerecessionshoppersUS
0 Comment
American consumer confidence tumbled this month to a four-month low, amid a gloomy economic outlook, according to The Conference Board. The U.S. economy has been facing persistently high inflation, energy shortages, and rising interest rates since last year, raising the risk of a severe recession in 2023. The Conference Board’s Consumer Confidence Index fell to 100.2…
Reduced Benefits Explained
Before I start today’s column — a word of warning. It’s going to involve a lot of messy math, and I don’t like math. To be more precise, I don’t like including too much math in my column because I’ve learned over the years that putting lots of numbers in a column just confuses the…
Closing Prices for Crude Oil, Gold and Other Commodities (Nov. 29)
November 29, 2022
admin
Benchmark U.S. crude oilBrightBusiness & MarketsgoldGold and CommoditiesinvestingMarketspersonal finance
0 Comment
Benchmark U.S. crude oil for January delivery rose 96 cents to $78.20 a barrel Tuesday. Brent crude for January delivery fell 16 cents to $83.03 a barrel. Wholesale gasoline for December delivery was unchanged at $2.33 a gallon. December heating oil rose 8 cents to $3.30 a gallon. January natural gas rose 4 cents to…
Choosing a Medicare Supplement Insurance Plan
By Elliot Raphaelson From Tribune Content Agency Question: Can you expand on the difference between the various Medigap plans and which options are no longer available? Answer: An excellent source of information on Medigap alternatives is “Medicare & You 2023,” the official U.S. Medicare handbook. The publication is free, and it is mailed to each…
Remodeling Your Home? Get Everything in Writing
By Katherine Reynolds Lewis From Kiplinger’s Personal Finance A successful home renovation begins with a contract. When you and a contractor agree to terms in writing, there’s less chance of disputes and greater likelihood that the work will be done within the price and time frame you expect. “A contract is about managing expectations,” says…
How to Finance a Startup Business
November 29, 2022
admin
Bootstrapped StartupsBusiness & MarketsCompaniesfinance a startuppersonal financestartup business loansstartup fundingUS
0 Comment
Starting a business can be tricky. Conventionally, in any industry vertical, you will need initial working capital to start up the business. One way to raise capital is to seek out venture capitalists or investors ready to fund your endeavor. If you are unable to raise capital this way, your next option should be to…
Sticky Situations: Bankrupt Mortgage Lender and a $10,000 Engagement Ring
Dear Mary: I just read that that the company that holds my home mortgage is under investigation by the feds and has a net worth of negative $63 million. This company holds title to my house. If it goes into bankruptcy, am I at risk of losing my home, even though I’ve never been late…
-
Recent Posts
-
Archives
- May 2025
- April 2025
- July 2023
- June 2023
- May 2023
- April 2023
- March 2023
- February 2023
- January 2023
- December 2022
- November 2022
- October 2022
- September 2022
- August 2022
- July 2022
- June 2022
- May 2022
- April 2022
- March 2022
- February 2022
- January 2022
- December 2021
- November 2021
- October 2021
- September 2021
- August 2021
- July 2021
- June 2021
- May 2021
- April 2021
- March 2021
- February 2021
- January 2021
- December 2020
- September 2013
- July 2013
- March 2013
- January 2013
- December 2012
- November 2012
- December 1
-
Meta