Jack Ma’s Ant Group is undergoing a “brand differentiation” process over its loan provider as part of its Beijing-driven restructuring. Some Chinese users recognized changes in the fintech group’s credit services, Jiebei, as the platform now clearly indicates that the loan is provided by banks, rather than Ant’s own consumer finance company, China’s state-run media…
Ant Group Starts to Differentiate Consumer Loan Business From Bank Loans
Average New Home Loan Size Hit Record High in July
The average new home loan size rose to a record high in July as the housing supply crunch drove more prospective buyers to turn to newly-built homes, according to the Mortgage Bankers Association (MBA). Even as the number of mortgage applications for new home purchases fell by a seasonally unadjusted 4 percent between June and July, the…
High School Science Teacher Shares How He Paid Off $57,000 in Student Loans in Just One Year
Jonté Lee, a high school teacher from Washington, D.C., went viral in 2020 for turning his kitchen into a chemistry lab to enrich his students’ virtual learning experience. However, he has also made headlines for paying off over $57,000 in private student loan debt in just one year. In an email interview with The Epoch…
Mortgages and Baby Steps
Dear Dave, We’d like to own a home someday, but we know we’re not ready for that kind of financial commitment yet. Where does buying a house fit in your Baby Steps plan? Heather Dear Heather, Buying a home when you’re broke is the easiest way I know to become a foreclosure statistic. I’m…
There Are Other Ways
Dear Dave, I really don’t have any established credit, because I’ve never taken out a loan or had a credit card. What will happen when I’m ready to get a mortgage loan and buy a home? Jillian Dear Jillian, There are basically two ways to be in a position to get a home loan. One…
Man Pays Off $50,000 in Student Loan Debt Within a Year by Doing Over 300 Odd Jobs
A Hawaiian man has achieved a feat that many students may deem impossible. He has paid off over $50,000 in student loan debt in just 11 months by saying “yes” to an incredible array of odd jobs. Kamaka Dias, 27, graduated from the University of Hawai’i at Mānoa, and made the decision to pay off his…
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