Category: Credit Cards

Choose a Payment Method: PayPal vs Credit

You’re about to make an online purchase. At the shopping cart, a payment choice comes up. Do you want to use PayPal or a credit card to pay for the purchase? They both seem like good options. What are the differences? And is one more secure than the other? The Basics of PayPal PayPal is…


Choose a Payment Method: PayPal vs Credit Card

You’re about to make an online purchase. At the shopping cart, a payment choice comes up. Do you want to use PayPal or a credit card to pay for the purchase? They both seem like good options. What are the differences? And is one more secure than the other? The Basics of PayPal PayPal is…


5 Best Credit Cards for Seniors and Retirees in 2022

Choosing the right credit card as a senior or retiree can sometimes be tricky. There are many options available, and it’s essential to find one that offers the best benefits for your current needs. Unfortunately, those needs and our preferences change as we age, so the card that was our ideal fit in our twenties or thirties…


How To Get the Most Out of Your Credit Cards

First and foremost, this article is only for those who are financially responsible. Credit cards shouldn’t be part of a financial strategy conversation unless it’s proven that bills can be paid without paying overdraft fees. That being said, credit cards can be a powerful tool if you know about them and know how to use them properly….


Curb Inflation With 5 Credit Card Perks

As prices on goods and services continue to rise because of inflation, scaling back expenses isn’t the only way to free up cash to cover essentials. Credit cards can feature valuable perks for new applicants, whether your goal is to pay off debt or save on costs. Even if you already have a card, you…


How to Manage Personal Credit Card Debt as an Entrepreneur

How much debt is lurking behind our credit reports? One WalletHub study found that the average household owes $8,600 to credit card providers—which is unsurprising, given that Americans have collectively racked up more than $1 trillion in IOUs (I own you, or debts). In other words, founders are more likely than not to be floating in fiscal…


The Perils of Plastic: The Problems With Debit and Credit Cards Are Deeper Than We Thought

One night, a decade ago, I was on a sales trip. My wife called me up to complain about the $1,700 dinner that I had enjoyed in Bangkok. Of course she was mostly concerned because she knew that I was in Washington, DC, not Thailand. A copy of my credit card had made it there,…


4 Ways to Get the Most out of Your Business Credit Card

A business credit card offers some clear advantages for a small business owner: Access to additional capital, reward and travel perks, potential zero percent interest on purchases, sign-up bonuses … the list goes on. And in some cases, it can even replace traditional business financing as a better, more affordable option to cover business expenses. But in order to get…


Platinum Credit Cards: Enticing, But Worth the Annual Fees?

If you have an excellent credit score and are in the market for a high-end credit card, you will want to take a look at platinum cards. These unique cards are made for big-spenders and those who travel a lot. Although they are not for most people, their rewards make them eye-catching. WalletHub says that there…


Credit Cards: Getting the Most From Your Introductory Offer

When it comes time to choose a new credit card, take time to find the card with the best introductory offer. This can give you some great benefits and help you save money.  An introductory offer may include interest-free purchases, balance transfers, or cash-back rewards.  Here is a comparison of some of the best introductory…