If you just started a new job, and you’re looking at the 401(k) options that are available, you probably have questions about how it all works. Your golden years depend on the investment choices you make today. And if you’re counting on your 401(k) to be a big part of your financial picture, it’s important…
The Best Way to Interact With the City Assessor
Dear Monty: What is the best way to interact with the city assessor? Can you guide us on market value versus assessed value? More specifically, what factors dictate assessed value? When we purchased our house, the real estate agent went to great lengths informing us that the potential for the market value to rise is…
Social Security Will Not Go Broke
Here we go again. Another round of scare stories about the impending doom of Social Security. Headlines such as this one in my local newspaper—”Social Security Moves Closer to Bankruptcy”—have many of my readers on edge. These kinds of headlines were prompted by a report recently released from the Social Security Board of Trustees that…
BlackBerry Beats Quarterly Revenue Expectations on Cybersecurity Boost
Canada’s BlackBerry Ltd. beat Wall Street estimates for second-quarter revenue on Wednesday amid strong demand for its cybersecurity and Internet of Things software products. Firms such as BlackBerry are benefiting from an uptick in demand for cybersecurity and IoT products as more businesses and government organizations shift their operations to the cloud in order to…
The Number One Thing That Determines the Sale Price of Your Business
In the past year, our company, Acceleration Partners, has been evaluating several potential acquisitions as part of our partnership with a private equity firm. Unfortunately, as we’ve connected with several first-time sellers in this process, it’s become clear that many founders don’t have an accurate sense of what their company is worth to a buyer….
Is Umbrella Coverage Worth It?
Dear Dave, Are umbrella insurance policies worth it, or do they just entice people to sue more frequently? Tammi Dear Tammi, I don’t think there’s any indication umbrella policies entice folks to bring lawsuits more frequently. If you hadn’t noticed, we live in a lawsuit-happy world. There are lots of greedy people out there who…
Teaching the Value of Work
Dear Dave, What are your views on teaching children good work habits? Many of our friends don’t require their kids to help out or work around the house, but we both strongly feel that instilling a strong work ethic early in life is one of the best things you can do as a parent for…
Think Twice Before Jumping on Husband’s Maximizing Bandwagon
I probably have written more than 100 columns about the obsession older adults have with “maximizing” their Social Security retirement benefits. I’m not going to get into that issue today. I personally don’t think it’s always the right move. But if you’re determined to employ these alleged strategies (which almost always mean delaying starting your…
China Sees 1 in 7 Young Urban Workers Jobless: Official Data
September 17, 2021
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Monthly updated data indicates one out of every seven young urban workers in China failed to find employment in August, including graduates from high schools, colleges, and universities. China’s urban unemployment rate was 5.1 percent in August, while the rate for those aged 16-24 is three-times higher sitting at 15.3 percent, the National Bureau of…
Why Local Marketing Still Matters in the Digital Age
By Krystal Covington As our digital worlds have expanded, it has become increasingly popular for small businesses with an e-commerce store or online services to market themselves nationally. The problem is that many of these businesses are giving up their local marketing efforts in favor of a national approach, believing it to be a superior…
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