By John Rampton Are you doubtful that you could ever be a millionaire? You may want to reconsider. If you’re diligent with your savings, manage your spending, and stick with it for some time, even someone with modest earnings can become a millionaire. In fact, the 2021 Global Wealth Report from the Credit Suisse Research Institute…
Sell the Cars, Keep Your Dignity
Dear Dave, My wife and I are in our late 20s, and we have two kids. Our combined income is about $110,000 a year, but we have $70,000 in loans on two cars, plus about $15,000 in credit card debt. My in-laws have offered to let us move in with them to save money and…
How to Vacation Without Breaking the Budget
Summer’s just around the corner, which means you might be thinking about one of my favorite things ever: vacation! In fact, I always joke that vacation planning is basically one of my spiritual gifts. But we all know vacations can get expensive real fast, which makes them a lot less fun than they should be….
The Refreshing Airline Amenity Is Making a Comeback
May 27, 2022
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Airline AmenityBrightbudgetingin-flightin-flight beveragein-flight mealLifestylepersonal financesave moneyTravelUncategorized
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For those among us who like a tipple after takeoff, consider this a sign that the world is healing: Many airlines are resuming in-flight meals and alcohol service. Early on in the pandemic, many airlines completely cut in-flight refreshment offerings (aside from perhaps a hasty water bottle delivery). Slowly but surely, airlines are reintroducing the…
Identify Bad Money Advices
There are a lot of people out there who want to tell you what to do with your money. The problem is only some of them know what they’re talking about. Whether it’s a friend with a hot investment tip, a relative spouting off outdated directives about the way it “should” be done, or a…
My 7-Year-Old Daughter Started Selling Eggs. Here’s What She Taught Me About Running a Startup
By Kevin Forestell One of the most fun things in the world is to start a business. There is nothing more rewarding than challenging yourself and bringing your idea to life. Seeing my own 7-year-old daughter start her own business selling the eggs from our backyard chickens has confirmed this for me. At our home we…
Learn Your Parents’ Financial Plans ASAP
May 25, 2022
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BrightbudgetingEnd of life careend-of-life planningestate planfinancial planFuture Planningparentspersonal financeprepare for deathUncategorized
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My mom died at age 61, when I was 31. Seeing her headstone in a field of others smacked me with a brutal, if obvious fact: Everyone, including everyone’s parents, will die. I promise I’m not trying to depress you. I want to prepare you, as this loss can happen sooner than you’d expect. And…
10 of the Most Profitable Side Hustles You Can Start With Little or No Money
May 24, 2022
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By John Rampton A side hustle is an activity that you can do in addition to your primary job. Sure. You can make some extra dough. But, this is usually something you do because you’re passionate about it. So, what’s holding you back? Well, being crunched for time is a valid reason. But, if you believe…
4 Money Habits that Separate Building Wealth from Just Making a Living
By Deep Patel When it comes to getting rich, many of us assume it means getting an upscale job with a hefty paycheck. We daydream about how we’ll drive a cool car or treat ourselves to fancy dinners out. After all, the more money you earn, the wealthier you are, and then you can do whatever…
Want to Become a Millionaire? Follow Warren Buffett’s 4 Rules
By Cheryl Snapp Conner How many entrepreneurs are as confident now as they were before the COVID-19 pandemic began? Yes, we know the majority of the S&P 500 are companies that began in down markets. And yes, the best entrepreneurs intuitively use hard times to lean in and listen even harder to their market and customers,…
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