Dear Dave, I have a question about self-banking with whole term life insurance. The way I understand it, you can accrue a cash balance, borrow against it, and then pay interest to yourself. Is this worth it, or should I stay away from it and continue using a bank? Kunal Dear Kunal, Actually, it’s a…
6 Career Paths You Can Dominate Without a College Degree
The percentage of Americans aged 25 or older with at least a bachelor’s degree jumped 7 percentage points last decade, from about 29 percent in 2010 to 36 percent in 2019, according to the U.S. Census Bureau. But there are career paths you can dominate without a college degree. The U.S. Census Bureau statistic means…
Want Strong Business Relationships? Avoid These 3 Mistakes
By Brendan P. Keegan Whatever kind of business you have, people—be they customers, workers, partners, mentors, etc.—are the heart of it. The relationships you have with them determine how productive you can be and how much growth you can achieve. Leaders are starting to understand this, but they still fumble when it comes to building strong connections….
7 Timeless Tips for Connecting and Building Relationships at Conferences
An important part of honing our skills as business professionals is becoming better at meeting new people and building real relationships. The more we invest in practicing engaging with others effectively—the more natural our ability to build relationships, becomes. We then look forward to the process of building relationships and find genuine happiness in the process. Our opportunity set…
5 Low-Budget Marketing Ideas for Bootstrapped Startups
By Lynn Power Many startups (like ours) don’t have outside investors. We have chosen to self-fund our business, which has its pros and cons. While we are maintaining control (a good thing), one of the biggest challenges is funding marketing, which as we all know, is necessary to grow. The good news is that there…
The Benefits of Using a Proposed Timeline
Many freelancers have to enter into contracts with their clients. A basic agreement can be made explaining the work that will be done as well as payment terms and other important details. The Benefits of Using a Proposed Timeline While it’s best to meet with a lawyer, the following shows the advantages of working with…
The Value of an Education
As people start to grow up, some start to question the value of an education. Is it really worth it to stay in high school or go to college? But, then, you grow up, and there seems to be a billion tech people making a billion dollars, and you again wonder about the value of…
3 Online Payment Processing Challenges Your Business Should Know
Thanks to advancements in payment technology and online payments platforms, accepting credit card payments online has never been easier. Many of these popular online payments solutions allow business owners to seamlessly integrate and take advantage of the rise in online shopping. While accepting payments online is definitely an advantage for business owners, it does have…
6 Ways You’re Sabotaging Your Time Management
Here at Calendar, we’re all about time management. Time is so precious and valuable, and it only makes sense to take care of it. However, time management is so much more than just a lot of effort. Despite your best intentions, you could be sabotaging your own time management without even realizing it. This article…
The Step-by-Step Guide to Managing Remote Employees Effectively
By Vincent Tricarico Most people dream about having the chance to work remotely. Working in your pajamas with a pet on your lap—what is not to love about it? However, some employees may not be completely sold on the idea. Worst-case scenario visions may pop into their head: employees slacking off due to at-home distractions, employees…
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