Dear Dave, My husband and I are both teachers, and we’re on Baby Step 7. We’re struggling with things where our wills are concerned. Three of our four adult children aren’t being wise with their money, and my husband and I disagree on how to talk to them about it and how it may affect us re-structuring our wills. We don’t want to be judgmental, but at the same time we agree something needs to be said or done. Danielle Dear Danielle, Let’s say someone is working at my company, and taking my money in the form of a paycheck. Let’s also say this person isn’t doing a good job. If I don’t talk to them about their performance because I don’t want to be seen as judgmental, I’m not doing my job. I owe them the feedback necessary for them to become a good team member. Otherwise, they could …