Dear Dave, My husband and I are 30, and we are on Baby Step 2. He wants to go back to school and become a social worker. He currently makes about $20,000 a year as a teacher’s assistant, and he wants to take out student loans to do this. He already has an associate’s degree, which wouldn’t mean four years of loans, but the idea scares me a lot. I have a good job, so how can I still support him and his desire to further his education without agreeing to go deeper into debt? —Britney Dear Britney, So, it’s kind of a situation where you’re working the Baby Steps and he’s not. On top of this, he wants to go into debt to do social work. Does he know what social workers make these days? This guy obviously has a heart for helping people. That’s a great thing. But …