How much do you have saved for your retirement? Obviously, the answer depends on everything from your financial situation to retirement goals. And, another consideration? Your age. As an example, in terms of retirement savings and personal savings, Millennials are right smack in the middle when compared to older generations. That’s not too shabby considering that, generally speaking, Millennials are scared of retirement. The average Millennial (ages 25 to 40) has $51,300 in personal savings and $63,300 in retirement accounts. Those findings are based on Northwestern Mutual’s 2021 Planning & Progress Study, which polled more than 2,000 Americans. Gen Xers (age 41 to 56) have more savings than younger generations, with an average of $67,100 saved for personal use and $98,900 set aside for retirement. Neither generation, however, comes close to the personal savings and retirement accounts of Baby Boomers (ages 57 to 75), who have an average of $102,400. …