I don’t really have a mailbag, but it would be fun if I did. What I do have is a file named “EC Mailbag.” That’s where I save all of the questions and letters that you, my dear readers, send to me. I just don’t have the time to respond personally, so I love it when I get to answer your questions here.
Dear Mary: At a recent job interview, I filled out the application, which included a form asking for permission to obtain and review my credit report. I’ve fallen behind on a number of payments since I was laid off six months ago. Can my bad credit hamper my chances of getting the job? Is it even legal? — Doug
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