By Karen Bennett and Matthew Goldberg
From Bankrate.com
Banking can be complicated, with thousands of banks to choose from that each offer an exhaustive set of disclosures and fine print. And then there’s the rates and fees, all of which need to be considered carefully before you sign on the dotted line.
But these tips and tricks can help you bank smarter—so you can earn more money and save time.
1. Reevaluate your bank The average U.S. adult has had the same primary checking account for about 17 years, according to a 2021 Bankrate survey. Customers often stick with the same bank if it doesn’t charge them fees or if they feel it would be a hassle to switch banks, the survey found….