You’ve paid off your credit card debt. You’ve cancelled subscriptions to services you don’t use. You’ve found others way to reduce your spending, and you now have more coming in than going out each month. You’re saving money. What are you going to do with all that money? While the simplest option might be to simply to leave it in your checking account, inflation will eat away at its value. If you have $5,000 in your checking account and the inflation rate is two percent, you’ll pay $100 to keep the money in your account. A much better idea is to move the money to somewhere it can work for you. You can, through the bank, lend it to other people. Or you can buy an asset, such as a share of a company, that you expect to rise in value. When you’re ready, you can sell that asset for …