Dear Mary: I have been dating a woman for about two years. Getting to know her, I have learned that she has significant financial problems that she has not told me about. I have found out by doing a little research on my own (public records, etc.). This is a serious relationship. We are both divorced with children. Money issues were one of the things that led to the breakup of my first marriage and hers. I am recovering from my past mistakes and well on my way to living debt-free. What is the best way to approach this with her? —Jared Dear Jared: First, let me say that the single most important factor in marriage is mutual trust. Regardless of everything else you love about this woman and her kids, without trust, you have nothing. It’s all emotional. If she will mislead and lie to you about this most …