Dear Monty: We are nearing retirement age and thinking of changing our housing situation. We see people we know or hear about making choices that surprise us. There seem to be many more living options today. There also appear to be more paths to get there. Selling a home, ownership choices, renting and where to live are examples of subjects that seem to have become more complex. It feels like something has changed, but I can’t put my finger on it. Real estate didn’t seem this complicated when we bought this house. What is causing this change? Monty’s Answer: Two significant changes in our society may explain what you feel as you near retirement. The first event was the introduction of the internet to the world. There is a good reason it is called the “information age.” There are countless examples of things you can do today that were likely …