While living in California, I traveled to Colorado on business, booked into a nice hotel and settled in to get ready for a meeting the following morning. I woke to snow and temps in the low 30s. There I was in open-toed shoes and a light sweater, trying to break through some kind of frozen material on the car’s windshield that looked a lot like ice and snow. Normally, I would have chalked it up to poor planning and forgotten about it. But this was different. As I stood there in the snow, chipping away at the windshield, feeling more foolish than cold, I kind of panicked. In just a few months, my husband and I, our business and all that we owned would be moving to Colorado! All I could think was, how do people manage to live in cold without the weather majorly interrupting their lives and messing …