No matter what your goals are in life, if you want to succeed in achieving them, then proper planning is a must. After all, like Benjamin Franklin, once said, “If You Fail to Plan, You Are Planning to Fail.” Even though there’s actually little evidence that Franklin coined the adage, over the years there have been three popular versions using “plan” and “prepare;” Failing to plan is planning to fail. The person who fails to plan plans to fail. By failing to prepare you are preparing to fail. Whatever the origins of this saying, success does not happen by chance. Knowing where one is going and how they’ll get there requires planning. And, this is escipically true if you don’t have a plan for finances in an uncertain future. What Is Financial Planning? In order to accomplish one’s life goals, one must create a financial plan. How? Because a financial …