Don’t assume there’s nothing you can do to stop spending so much of your hard-earned money on utility bills! Check out these five projects that can be completed in 15 minutes or less and require no advanced skills or special equipment. Soon you’ll be keeping more of your hard-earned money in your pocket—not your utility provider’s. Ready … set … go! Hot Water-Saving Shower Head If you multitask while waiting for your shower to warm up—make the bed or a pot of coffee—the hot water could have been running for minutes, wasting water and adding unnecessary dollars to your utility bill. The Evolve Ladybug Shower Head adapter saves the hot water. At about $20, the Ladybug is so smart it senses the moment the water is warm and stops the flow to a tiny trickle. When you’re ready, just flip a switch to restart the normal flow. This adapter saves …