Everyone’s talking about the real estate gold rush. And buyers are doing some pretty crazy stuff to stay competitive—like offering way over the asking price and, in some cases, offering the naming rights to their firstborn child. Yikes! This hype comes from some real factors influencing people to act quickly. Since the start of the pandemic, mortgage interest rates have reached all-time lows. We’re talking rates in the 2 percent range (and for reference, 3 percent was the gold standard for decades). And with those low-interest rates comes a lot of demand and not necessarily a whole lot of supply. According to the National Association of Realtors, in June, active inventory (aka houses for sale) was down 18.8 percent from the previous year, driving home prices up 23.4 percent. Look at it this way: A house that would have sold for $250,000 last year would sell for more than $308,000 …