SYDNEY—Commonwealth Bank of Australia accused Apple Inc. on Thursday of uncompetitive behavior over control of payments on its phones, which have grown to about a third of all in-person payments the country’s largest lender processes. Matt Comyn, chief executive at the Sydney-based bank, urged lawmakers to boost scrutiny of technology giants, saying payments through digital wallets developed by Apple and Alphabet’s Google made up about 45 percent of all physical consumer payments, as distinct from other payments such as online or direct debits. “The … claim that Apple is pro-competition, I think, is a fair statement, as long as one accepts that competition is welcome as long as no one can compete with Apple,” Comyn told a regular parliamentary committee. The bank has been calling for Apple to free up the Near Field Communication (NFC) chip on its phones for the use of banks’ own apps, estimating the U.S. firm …