This story originally appeared on MarketBeat Nothing feels more deflating than having to pay taxes on every penny you’ve ever saved and invested. If you have the wherewithal to think about how you’d like to receive your retirement income in advance, good for you. It’ll benefit you down the road, big time! Let’s take a look at a few foolproof ways to not pay taxes (er… at least on the back end) when you’re retired. The catch: You have to start thinking critically about many of these options years—years!—before you retire. Tip 1: Take Advantage of a Roth IRA Saving money in a Roth IRA means tax-free income once you take it out in retirement. Why is the money tax-free when you take it out in retirement? The reason: Roth IRAs are funded with after-tax dollars and you won’t have to pay taxes on distributions made after age 59 and …