When we are talking about Social Security benefits, almost everyone wants more, not less. You can probably find 10,000 articles on the Internet if you search “maximizing your Social Security.” But I’ll give you $1,000 if you can find one story headlined “minimizing your Social Security.” Or consider this. Over the past 50 years, I think I’ve heard from about 50,000 people who told me they believe they are being cheated out of Social Security benefits or that they are just not getting enough money each month. Nobody has ever told me they think they are getting too much or that their Social Security benefits are too high. Until now, that is. I’ve saved up some emails from people who aren’t exactly saying they get too much money, but who, for a variety of reasons, don’t want their Social Security checks. Q: I was born and raised in France, and …