A young thrifty couple are celebrating being mortgage-free in their 30s—after paying off their 95,620 pound (approx. US$133,500) mortgage 28 years early. Siobhan and Lee Bowen from Great Wyrley, Staffs, England, purchased their first home together in 2011, and despite having a relatively low income, the pair now own their three-bed semi-detached home outright. The parents made careful overpayments, budgeted, and sacrificed the latest gadgets so they could say goodbye to their mortgage. Mom of one Siobhan, 36, and her husband Lee, 38, set themselves a challenge to clear their mortgage before Siobhan would turn 40, but they’ve completed the already ambitious target four years earlier than they had planned. The super-savvy savers have since been enjoying a mortgage-free lifestyle and say the freedom it has created for them is priceless. “We struggled at university to earn enough to cover the bills and stay afloat. We realized how easy it was …