Dear Readers: Moms these days can fill a lot of roles—from nutritionist to chauffeur to nurse to counselor. We’re called on to be experts in everything from caring for physical wounds to healing broken hearts. On top of that, many of us hold down full-time jobs! Now I’m going to add one more responsibility to the list: financial coach. Think you don’t have time to add one more thing to your busy schedule? Actually, you might be surprised at how much financial knowledge you already impart to your kids just in the everyday things you do. After all, kids are always watching and learning from us—even when we’re unaware of it. So my thought is that when it comes to money, a little conscious awareness on the parts of moms—and dads—can make the financial lessons we teach our kids that much more effective. Still skeptical? Here are some practical ways …