It took me a dreadfully long time to understand this important truth: Money is not for spending. It is for managing first, and then for spending.
It takes courage to believe it, but when you do, it will profoundly change the way you think about and manage your money.
Imagine this: It’s Friday, a day you have come to know and love as Cake Day. You want cake, you love cake and, doggone it, you deserve to eat cake. You stop at the supermarket and pick up the ingredients necessary to bake a chocolate cake.
The most bizarre thing happens on the way home. You can’t wait. You are powerless against this overwhelming desire to have your cake and eat it now!…