Dear Dave,
My husband and I just heard of your plan. We are excited to learn more about money, and we have already saved up $1,000 for our beginner emergency fund. Right now, we have a problem. My father has never taken his finances seriously, and the other day, he asked us for $400 to pay his cell phone bill and overdraft fees at his bank. Even as an adult, he would go to his parents regularly before they died asking for money when he always had a good job. Giving him the money right now would make things really tight for our family, and we don’t want to lose the ground we have gained where our finances are concerned. Do you have any advice?…