A federal government report suggests that homeowners who experience flooding but had declined to buy flood insurance should not receive aid from its program established to help the provinces and territories (PTs) respond to large-scale natural disasters.
“Some PTs are moving toward refusing claims when someone is uninsured but flood insurance is available,” said the joint audit and evaluation of the Disaster Financial Assistance Arrangements Program (DFAA), the federal program administered by Public Safety Canada.
“It has been suggested that the federal government could encourage all PTs to adopt the strategy of refusing DFA [disaster financial assistance] payments to households that do not avail themselves of flood insurance,” the report added….