As prices on goods and services soar, every bit of value squeezed from credit cards helps.
Perhaps paying an annual fee became less appetizing. Maybe you scaled back expenses in certain categories a credit card once rewarded, or you’re seeking opportunities to save with your credit cards.
When you aren’t focused on debt and are looking to make the most of your cards, consider these seven tips to free up money for other goals.
1. Request a Product Change
Ask your issuer if you can upgrade or downgrade your credit card when it no longer aligns with your spending habits. Downgrading to a different credit card is ideal to avoid an annual fee, while upgrading can provide more valuable perks or rewards….