By Lisa Gerstner and Rivan V. Stinson
From Kiplinger’s Personal Finance
It doesn’t take a lot of time to improve your finances.
Here are three things you can do, each taking about a half hour. Check Your Credit Reports In response to the COVID-19 pandemic, Equifax, Experian, and TransUnion—the three major credit bureaus—allowed weekly free downloads of your credit reports. The weekly downloads have been extended through Dec. 31.
Go to www.annualcreditreport.com and check your report from each credit bureau to make sure your address is correct and that information about lenders and your payment history is accurate for all of your accounts. For example, each entry should show when you’ve paid your bills and whether the payments were on time. If you find an error, dispute it using the bureaus’ online dispute forms….