It’s funny how we can be so short-sighted sometimes that we’ll sacrifice the future for the sake of the present, as if the future were happening to someone else. In one of his classic stand-up bits, comedian Jerry Seinfeld lamented the short-sightedness of “Night Guy”: “I stay up late at night because I’m Night Guy. Night Guy wants to stay up late. “What about getting up after five hours of sleep? “Oh, that’s Morning Guy’s problem. That’s not my problem. I’m Night Guy. I stay up as late as I want. “So, you get up in the morning … your alarm … you’re exhausted, groggy … “Oh, I hate that Night Guy!” Likewise, in an episode of “The Simpsons,” Marge tries to warn Homer that he’ll regret not having spent enough quality time at home with his family when his kids are grown. Homer replies: “That’s a problem for Future …