Commentary Californians behind on their mortgage payments are 32 percent more concerned about losing their home to foreclosure in the next two months than the nation as a whole. All else equal, California will have the highest number of Americans at anything. On April 1, 2020, 12.0 percent of all Americans were residents of California (including people living overseas who maintain their California residency). That means, again, all else equal, or as economists might write, ceteris paribus, Latin for “holding all else constant,” people should expect Californians to represent 12 percent of all the people for anything that is true about Americans more broadly. So it is not surprising Californians represent 12.2 percent of all people identified by the US Census Bureau this month as being late at least one month on their mortgage payments. About 876,000 Californians, out of about 7.2 million Americans, were identified this month as being …