The holiday season can be the very best time of the year. It is often a time of homecoming, celebration, and opportunity to connect with friends and family. However, for many people, the holiday season can also be the most stressful time of the year. There are many reasons for this, but money often tops the list; the holiday season is expensive. People spend close to $900 dollars on gifts each year, and when combined with food and travel, it is no wonder we are all a little frazzled when we check our bank accounts in mid-December. It doesn’t have to be that way. Here are four money-saving tips that can keep cash in your bank account and dial the stress way back this holiday season. Start a Holiday Fund Early If you know that you are going to spend $1,000–$1,200 on gifts, food, and travel over the holidays, start …