Your 790 credit score might not be as great as you think it is. It all depends on which credit score you’re looking at. If you’re referring to a FICO score of 790 out of 850, that’s excellent, but 790 is only so-so on the VantageScore 2.0 model, which tops out at 990. So, you may be wondering, what credit score is considered good? It sounds like an easy question, but it’s not. There is no single answer, not even a definitive range. That’s because you have many different credit scores. Current estimates suggest you have at least 58! Yes, really. The eight most common credit-scoring models used by lenders and consumers rate scores from as low as 150 to as high as 990. However, the one used by 90 percent of lenders and others who use credit scoring is your FICO score (MyFICO.com). Now add to that information that …
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