Do you have a hard time falling asleep? Or do you bolt awake at 2 a.m. every morning with a racing heart? According to a recent survey from our research team at Ramsey Solutions, you’re probably worried about money. In the first quarter of 2021, Americans listed “personal finances” as their top stressor. In fact, one in three of us loses sleep over it. That’s millions of hours of lost sleep across our neighborhoods, our cities, and our country. But stress itself isn’t the enemy. Anxiety is like an alarm: It alerts you to something in your environment that makes you feel unsafe, disconnected, or out of control. It’s your brain and your body’s way of protecting you (even though it doesn’t necessarily feel that way). The good news is that by getting connected with people and changing your thoughts and actions, you can begin to transform your bank account …