By Emma Patch From Kiplinger’s Personal Finance When interest rates rise—as they have over the past year—the outlook for savers improves. But where you keep your cash matters. Shopping around for a higher annual percentage yield (APY) on your savings or checking account can pay off. If you switch from a savings account yielding 0.01…

By Entrepreneur Staff Contributing to a 401(k) may be one of the smartest things you can do to set yourself up for a comfortable retirement in your golden years. However, unlike simply stashing money in a savings account, you can only put so much into your 401(k) retirement plan each year due to 401(k) contribution…

A 2022 study found that by September of that year, 63 percent of Americans lived paycheck to paycheck. Many of these people don’t think about how their spending habits will impact their future financial state. It’s easy to get so caught up in your daily wants and needs that you lose sight of your future…

By Rivan V. Stinson and Lisa Gerstner From Kiplinger’s Personal Finance Got 15 minutes? Here are four ways to better your finances in that time. 1. Automate Your Savings With automatic transfers from your checking to your savings and investment accounts each payday, you’re paying yourself first—and increasing the odds that your savings and investment…

By Lisa Gerstner From Kiplinger’s Personal Finance Here are the credit union medal winners in Kiplinger’s Personal Finance annual survey of the best financial institutions. All three credit unions are open to anyone in the United States. Gold: Alliant Credit Union Where it is: Alliant operates fully online (www.alliantcreditunion.org). How to join: Become a member…

Nearly 1 in 5 Americans didn’t save any money in 2021. If you’re one of them and determined to double your savings account by next year, there’s one thing you need to do. First, though, visualize success. Imagine for a moment that you wake up to see your savings account is double the amount it was a…