“This is something that can crash our economy. If the insurance companies say, ‘No more, we’re not going to write any insurance in California anymore,’ it will stop everything here. It’s the very first time in the 75 years that our insurance agency has been in business, we can’t find insurance for people.” Siyamak sits…

Mississippi ranked the worst among the 50 states and Washington, for overall healthcare access, quality, services, costs, and outcomes, according to a new Commonwealth Fund Scorecard on State Health System Performance. Oklahoma, West Virginia, Texas, and Arkansas rounded out the bottom five states, according to the 2023 report compiled by the nonprofit foundation. The report was released…

The Exhibition Centre London (ExCeL) has won a court case over £16 million of COVID-19 business interruption (BI) insurance claims, which its lawyers say will potentially allow “hundreds of thousands of policyholders” to make the same claim. Pizza Express and a dozen of other businesses were also the winners in the six test cases, in which…

Insurance is a funny thing. You pay a small fortune to get it and keep it. Then, if you have the blatant audacity to actually file a claim, the company either increases your premiums or cancels you altogether. While the world of insurance can at times be so confusing as to be maddening, going without…

Recent changes to health savings accounts (HSAs) make them much more attractive. These accounts double as health insurance and a retirement account. Previously, they only allowed smaller contributions each year, but the limit has been raised for 2024. Money contributed to a health savings account is tax deductible. It enables money to be available for…

By Sandra Block From Kiplinger’s Personal Finance If you’re enrolled in Medicare and spend a lot of money on prescription drugs, legislation enacted last summer could lower some of your expenses. The prescription-drug provisions in the 2022 Inflation Reduction Act will be phased in over seven years, but some take effect as early as this…

The House voted on May 11 to pass legislation aimed at incentivizing states to claw back fraudulently paid unemployment benefits made during the COVID-19 pandemic. The bill, H. R. 1163, known as the “Protecting Taxpayers and Victims of Unemployment Fraud Act” passed in a 230–200 vote, with 10 Democrats joining Republicans in voting for the legislation. Under the legislation…

I did everything backward when I started freelancing. I was fresh out of journalism school. Instead of getting an entry-level job at a newspaper or magazine, I immediately started looking for online gigs. My then-husband and I were up to our eyeballs in student loan debt. He still had years of schooling ahead of him….

Besides under the proverbial mattress, knowing where to keep your cash can be challenging. This is especially true with the latest bank failures. Of course, you want your money to earn interest, but you also need it to be safe. And there are numerous choices. When deciding to park your savings, it’s best to examine…

By Dave Spooner When it comes to investing in real estate, good management is the key to success. It’s the difference between real estate being a daily stressor in your life or an avenue to financial freedom. But rental businesses have many moving parts, and it can be difficult to prioritize your landlord duties when…