Preparing for retirement may take more time, money, and effort than you think. It is especially harder to transition this year as inflationary pressures intensify. Although it may benefit savers and lenders, its impact is less desirable than we think. It erodes the value of dollars and, in turn, hurts the purchasing power of consumers….

Don’t tell my wife. But me and Roth IRA Investments—we got a thing going on. After all, it’s the greatest wealth-building tool. Roth IRAs offer one of the best ways to invest for retirement, and many experts even consider them the best retirement account. This is because you can grow your Roth IRA money tax-free…

By Anne Kates Smith From Kiplinger’s Personal Finance The exchange-traded fund industry is nothing if not innovative. And if you’ve got a strong appetite for risk and a very short outlook, a host of new Exchange-Traded Funds (ETFs) will allow you to make outsize bets, up or down, on some of the market’s most meme-worthy stocks….

Commentary One of the biggest laughs in the 1977 Tony-winning Broadway musical Annie was when the President and Mrs. Roosevelt accept tycoon Daddy Warbucks’s invitation to Christmas Eve dinner, and Warbucks, having not thought they would, barks, “Call Al Smith and find out what Democrats eat.” While it’s true that during the Great Depression the…

By James Royal From Bankrate Thematic exchange-traded funds, or ETFs, allow you to invest in a number of the hottest trends and industries—from blockchain to cloud computing, and clean energy to cybersecurity. Thematic ETFs are an easy way to play a trend rather than trying to pick a winner, allowing you to ride the wave that’s carrying the whole sector. Here…

Commentary Fears of a recession have been front of mind recently for many investors, with some thinking we’re already in one. Unfortunately, official confirmation of a recession often arrives long after the recession has ended. Prudent investors have been, or should already be, reevaluating their holdings to remove those investments that won’t do well and…

Commentary Fears of a recession have been front of mind recently for many investors, with some thinking we’re already in one. Unfortunately, official confirmation of a recession often arrives long after the recession has ended. Prudent investors have been, or should already be, reevaluating their holdings to remove those investments that won’t do well and…

Saving for retirement can be a tough choice. With so many different ways to invest your money and make your nest egg grow, it’s only natural that many to-be retirees tend to feel overwhelmed. That said, preparing for retirement is one of the key decisions to make early in life to ensure healthy personal finance, and…

Commentary Global investors have started pouring money into Chinese stocks again, with a record $5.8 billion invested in Chinese equity exchange-traded funds (ETFs) in June. The figure is a record for China, according to BlackRock, which publishes monthly data on Chinese equity ETFs stretching back to 2012. ETFs are baskets of securities that investors buy…

By Melissa Brock If you’re concerned about inflation, you’ve got a good reason. Inflation has hit its highest level since 1982 to an increase in the level of prices of the goods and services that households buy. What do you do when commodity prices are surging? High inflation can be the result of a hot economy or companies….