By Emma Patch From Kiplinger’s Personal Finance When interest rates rise—as they have over the past year—the outlook for savers improves. But where you keep your cash matters. Shopping around for a higher annual percentage yield (APY) on your savings or checking account can pay off. If you switch from a savings account yielding 0.01…

In the past year, the Federal Reserve has employed several interest rate hikes in an effort to stabilize the U.S. economy. Depending on your situation and financial institution, your debt may have gotten more expensive or your savings might have grown. As rates continue to change, it’s worth exploring whether you’re still getting the best…

By Erin Bendig From Kiplinger’s Personal Finance With energy prices increasing, many people are looking for ways to save on heating bills this winter. One solution: Turn off your heat when you’re away from home. The idea that your heater works harder to heat a cold house than it does to keep a home warm…

When Tom Snyder coaches people in his church about how to budget, he starts by encouraging them to track their spending. “If we don’t track, we don’t know when to stop spending,” he says. The retired engineer and financial coach in Grand Rapids, Michigan, adds that it’s easy to be bumped off track by irregular…

Ridesharing has become a big business. As of 2021, the industry’s market value was $85.8 billion. And in 2022, 36 percent of Americans had used rideshare services. The big gun of ridesharing is Uber. It has 93 million monthly active users compared to Lyft’s 18.6 million. But when you’re ordering your Uber, do you ever…

In today’s world of economic uncertainty, managing your finances can seem like a daunting task. Shifts in the market and inflation are making it harder to make ends meet for millions of people. Heck, even buying eggs has become financially complicated this year. Being in charge of a business during this time takes a team…

By Yvette C. Hammett From Kiplinger’s Personal Finance There is a learning curve for those retiring from typical employment to join the world of independent contracting because you’ll now be your own boss. Here are some steps to get you started. Come up with a business plan. As an independent contractor, you’ll need one, according…

Washington and California passed laws requiring companies to post salary ranges on job listings. New York passed a similar last year. The goal is to help reduce wage gaps and make a more level playing field for employees. And with pay transparency laws becoming a hot topic in business, questions by both employers and employees…

By Sandra Block From Kiplinger’s Personal Finance Mariann Madden, the North America Fair Pay co-lead at WTW, a global human resources consulting firm, has some advice for job seekers. Question: Under a new New York City law, companies that post a job that may be performed in that city are required to include a salary…

By Oliwia Szczekot Although tech layoffs abound, some industries are hiring—big time. The United States is on track to add 8.4 million new jobs by 2031, with nearly one-third of those jobs in healthcare or social assistance, according to a recent release from the U.S. Bureau of Labor Statistics. What’s more, a Monster poll found…