In hindsight, it makes sense that at and after the height of the COVID-19 pandemic Americans hoarded more money than ever. BEA notes that personal income increased $107.2 billion (0.5 percent) in March 2022. While understandable, this is still should raise concerns. After all, Bankrate found that only 41 percent of Americans would be able to cover…

Four essential financial skills that must be learned in life are: opening a bank account, building and maintaining credit, investing, and saving for retirement. The problem is that these essential four are rarely being taught alongside Science, Technology, Engineering, and Mathematics (STEM) and other subjects in schools as part of critical skills. But, this knowledge…